BC Poker AML Policy
As a licensed gaming operator, BC Poker is required to implement and maintain procedures that prevent the platform from being used for money laundering or the financing of terrorism. Whether accessing the platform via the mobile app or through any other supported interface, all users, accounts, and transactions are subject to the same compliance standards. The platform operates in accordance with the recommendations of the Financial Action Task Force (FATF) and under the compliance requirements of its licence from Anjouan Licensing Services Inc. (Union of Comoros). This policy applies to all users, accounts, and transactions processed through the platform.
Scope and Purpose of the AML Policy
The purpose of this policy is to protect BC Poker and its users from involvement in unlawful financial activity. Money laundering and terrorist financing undermine the integrity of any payment system and can expose platforms and individuals to significant legal consequences.
This policy applies to:
- all registered accounts on BC Poker, regardless of jurisdiction, verification status, or deposit method;
- all transactions processed through the platform, including deposits, withdrawals, and internal fund movements;
- all personnel involved in transaction processing, compliance review, and customer verification.
BC Poker maintains a risk-based approach to AML compliance, applying measures proportionate to the assessed risk level of each account and transaction type.
Customer Due Diligence (CDD)
Customer Due Diligence is the process by which BC Poker collects and verifies information about its users. Standard CDD is applied to all accounts and covers:
- collection of identifying information at the time of registration: name, date of birth, email address, and jurisdiction;
- verification of identity through submitted documents when thresholds are reached or when risk indicators are present;
- confirmation that the payment methods used are legitimate and consistent with the account holder’s declared profile.
The level of CDD applied to any account is calibrated to the risk profile of that user. Lower-risk accounts with consistent, proportionate transaction activity are subject to standard checks. Accounts that present higher risk signals are subject to additional scrutiny.
Enhanced Due Diligence (EDD)
Enhanced Due Diligence is applied to accounts where the standard CDD process is not sufficient to adequately assess the risk. EDD is triggered by:
- transaction volumes that significantly exceed the expected profile for the account type;
- account holders identified as Politically Exposed Persons (PEPs) or close associates of PEPs;
- users transacting from or through jurisdictions classified as high-risk under FATF guidance.
Under EDD, BC Poker may require formal documentation confirming the source of deposited funds, evidence of the account holder’s financial activity, or additional identity verification beyond the standard KYC set. EDD reviews are conducted by the compliance team and may result in transaction holds until the review is complete.
Transaction Monitoring
BC Poker operates a real-time transaction monitoring system that reviews all deposits and withdrawals against established risk parameters. The system flags activity that deviates from expected patterns for investigation.
Transaction patterns that trigger automated review include:
- large deposits with no prior activity history on the account;
- multiple transactions in close succession for amounts just below threshold values – a pattern consistent with structured deposits designed to avoid monitoring triggers;
- a significant mismatch between the total volume of funds deposited and the level of gameplay activity recorded on the account;
- rapid deposit-to-withdrawal cycles with minimal time spent on gaming activity between them.
Flagged transactions are reviewed by the compliance team. Accounts may be temporarily restricted while a review is in progress. The platform does not disclose the specific thresholds or criteria used by the monitoring system.
Suspicious Activity Reporting
Where the compliance team identifies indicators of money laundering or terrorist financing that meet the reporting threshold, BC Poker is obligated to file a Suspicious Activity Report (SAR) with the relevant Financial Intelligence Unit (FIU) as required under its licence.
The tipping-off principle applies: the subject of a SAR is not informed that a report has been filed. Notifying a user that their account or transactions are under AML investigation is prohibited under standard compliance frameworks. This rule applies to all platform staff and extends to any indirect disclosure that could allow the user to infer that a report has been submitted.
BC Poker cooperates fully with any formal inquiry or investigation initiated by a regulatory or law enforcement authority following a SAR submission.
Prohibited Activities and Account Restrictions
The following activities are strictly prohibited on BC Poker:
- using the platform to process funds derived from criminal activity;
- structuring deposits or withdrawals to avoid AML monitoring thresholds;
- using a third party’s payment credentials to fund an account;
- any form of financial activity linked to the financing of terrorism or proliferation.
When prohibited activity is detected or suspected, BC Poker will:
- immediately restrict or suspend the affected account;
- freeze associated funds pending investigation;
- report the activity to the appropriate authority and cooperate with any subsequent inquiry.
Accounts under AML investigation are not informed of the reason for restriction. Funds held during an investigation are not released until the review is concluded and clearance is confirmed by the compliance team.
Staff Training and Compliance
BC Poker maintains an internal compliance programme that covers all personnel involved in transaction processing, account verification, and customer support. This programme includes:
- Regular training on current AML and CFT standards, including updates aligned with FATF recommendations.
- Role-specific guidance for staff who directly handle payment reviews, KYC submissions, or customer escalations.
- Procedures for internal escalation when a staff member identifies a potential compliance concern.
A designated Compliance Officer is responsible for overseeing the implementation of this policy, managing SAR filings, and ensuring that the platform’s AML framework remains current with regulatory developments. The Compliance Officer is the primary point of contact for regulatory inquiries relating to AML procedures.
